Damage Severe Weather Can Cause
Major storms can be frightening and dangerous, and you should put safety first. If your region has seen serious storm-related damage, use caution. If you think your home has been structurally damaged or flood risk is a problem, don’t go inside. Stay with a friend or find other shelter until you’re confident it’s safe.
After you make it through the storm safely, repairs and restoration should be your top priority. Below, learn about how various storm systems can cause damage.
Insurance for Storm Damage
How much you get from your policy depends on premiums and deductibles, the damage, the previous condition of the property and more.
Most storms are considered acts of God, which means that your insurer can’t single you out. But failing to file claims in a timely manner can harm your chances of a fair payout, and neighborhood rates go up anyway following severe storms. Don’t delay and always file claims right away so you don’t end up with higher premiums and no benefits.
Storm Damage Scenarios
- Winter Storm Damage: Heavy snow can cause collapsed roofs, break branches and power poles, and cause other harm.
- Hail Damage: This can cause shingle and siding damage, and that can mean roof leaks and compounding structural damage.
- Damage from Flooding: Flood water can get into your building’s foundation, ruin framing and finish work, lead to mold growth and much more.
- Damage from Wind Storms: This can harm structures, break windows, wreak havoc on trees and power grids and cause additional damage.
- Tornado and Hurricane Damage: Circular wind storms can completely destroy, including catastrophic damage to siding, roofs, landscaping and more.
Hire an Experienced Damage and Remediation Professional
If your business or home has damage from a storm, act without delay. Choose a professional team that is licensed and insured, and that knows your area. Get in touch today to learn more.